When setting up payments on your Cococart shop, you can choose between Automated and Manual payment methods.
Here’s what they mean — and how to decide which one fits your business best.
What are Automated Payments?
Automated Payments let you easily track and accept customer payments with full convenience. We handle verification and securely send payouts to you. Note that transaction fees apply, as payments are processed through our trusted partners.
Key benefits
✅ Instant payment verification
✅ Reduced risk of fake or unpaid orders
✅ Seamless experience for customers
⚠️ Transaction fees apply per payment
⚠️ Payouts are sent after settlement time
What are Manual Payments?
Manual Payments let customers pay you directly using your account details. There are no fees, and funds are received instantly, but you’ll need to manually verify each payment and mark it as paid. Custom payments are considered manual.
Key benefits
✅ No transaction fees — you receive full payment directly
✅ Flexibility to accept any local payment method
⚠️ You must manually verify payments
⚠️ Risk of missed or unverified payments
⚠️ Slower processing time for orders
Comparison Table
| Automated | Manual |
Secured and verified payments | ✅ | ❌ |
Immediate fund availability | ❌ | ✅ |
Transaction Fees | ✅ | ❌ |
Risky payments detection | ✅ | ❌ |
Missed Payments | ❌ | ✅ |
What will be the order flow?
Automated Payments
Manual Payments
Which method is right for your business?
Choosing between Automated and Manual payments depends on your store’s size and workflow:
High volume or busy store? → Go Automated.
Payments are verified instantly, saving you time and reducing order delays.
Selling locally or prefer no fees? → Go Manual.
Customers pay you directly (cash, bank, or wallet), but you’ll need to confirm payments yourself.
Just starting? → Start Manual, switch later.
Manual works for testing your setup. Once orders pick up, Automated keeps things smooth and efficient.
⚠️ Tips and Best Practices
For Automated Payments
Ensure your payout bank details are correct.
Keep your payment partner account active and verified.
Review your transaction fees and payout schedules regularly.
For Manual Payments
Always ask customers for proof of payment (screenshot or reference number).
Set clear instructions and cut-off times for payments.
Cancel unpaid orders after a set time to manage inventory efficiently.
📝 Important Note:
While manual payments give you more control, it's important to be diligent in verifying payments to ensure their legitimacy. This option is ideal for those who prefer a hands-on approach to their finances and don't mind the manual verification process.